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Uninsured Motorist Claim Lawyers

Hurt by a driver with no insurance or not enough of it? We help you recover through your own policy so you are not left paying for someone else’s mistake.
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(401) 946-4529
 No Fee Unless We Win RI · MA · NY Free Case Reviews
OVERVIEW

Injured by an Uninsured Driver? You Still Have Options.

Being injured by a driver who has no insurance, too little insurance, or leaves the scene can leave you wondering how you’ll pay for medical bills, lost wages, and other expenses. Fortunately, your own uninsured and underinsured motorist coverage may provide the compensation you need, even though recovering through your own insurance company is not always as straightforward as it should be.

At Almagno Law, we help clients throughout Rhode Island, Massachusetts, and New York navigate uninsured and underinsured motorist claims. We investigate the crash, document your damages, and fight to ensure your insurance company honors the coverage you’ve paid for. There is no cost to speak with us, and you pay no attorney’s fees unless we recover compensation on your behalf.

Compensation may include:

  • ✓ Medical bills & future care
  • ✓ Lost wages & earning capacity
  • ✓ Vehicle & property damage
  • ✓ Pain, suffering & disability
WHY ALMAGNO LAW

Fighters in Your Corner

Determination, compassion, and experience. The difference between accepting an offer and getting what you deserve.

Determination

We're fighters. We don't accept lowball offers or back down from big insurance companies.

Compassion

You're a person, not a case number. We keep you informed and treat you with respect at every step.

Experience

Years of results for injured clients across Rhode Island, Massachusetts, and New York.

No Fee Unless We Win

You pay nothing upfront. We only get paid if we recover compensation for you.

WHAT WE HANDLE

Types of Car Accident Cases

Injured in a different kind of crash? We also handle motorcycle accidents, truck accidents, and wrongful death claims.

Uninsured Driver Claims

When the at-fault driver has no insurance at all, we pursue your uninsured motorist coverage.

Underinsured (UIM) Claims

When the other driver’s limits are too low to cover your losses, we go after your underinsured coverage.

Hit-and-Run Claims

When the driver flees, your uninsured motorist coverage can still provide a recovery.

Phantom Vehicle Accidents

Crashes caused by an unidentified vehicle that never made contact but forced you off the road.

Denied UM and UIM Claims

When your own insurer wrongly delays or denies a valid claim, we push back.

Injured Passengers

Passengers hurt by an uninsured driver often have coverage options they do not know about.

How It Works

Our Process

A clear path from your first call to a resolution, with us carrying the hard part.

01

Crash and your available UM and UIM coverage
We review your case, your injuries, and the available insurance coverage, then explain what your claim could be worth.

02

Investigation and Evidence
We collect the evidence, records, and expert input needed to prove liability and the full extent of your damages.

03

Demand and Negotiation
We present your claim to the insurer, push back on low settlement offers, and prepare every case as if it will go to trial.

04

Settlement
or Trial
We settle on the best terms available, or take your case to court if the insurer will not be fair.

$0

Upfront. No fee unless we win

3

States served: RI, MA, NY

24/7

Free case evaluations

Local

Cranston, RI based

Client Reviews

What Our Clients Say

I was injured in class by a teacher telling me to perform a science experiment with no protection. I had bad burns to my face. At a mediation the insurance company would not even pay us 100k for my injuries. Lawrence got them to pay me over 250k.
Jan G
I was wrongfully arrested and prosecuted by the Tiverton Police Department. Lawrence sued them in Federal Court and tried the case during Covid in front of a jury. The Jury awarded me over 87K in pain and suffering, and awarded us attorney fees which amounted to over 200k.
Paul F
I was charged with driving double the speed limit. Lawrence tried the case, appealed, and then appealed again to the District Court, which reversed the decision because the state police could not ignore their own regulations on calibrating the radar.
Daniel H
I was hit by another car on 95 south. The other driver tried to blame me. Her insurance company sided with her. Lawrence took them to court had an accident reconstruction expert piece back the accident, and with that the insurance company still would not budge. Lawrence kept fighting and was taking the case to trial, when finally the insurance company realized they were not going to win.
Xiaye Wu
I was injured in Massachusetts in a car accident. The insurance company said it was my fault and offered me 2k. Lawrence sued and got me Policy limits, and then went after my insurance policy for underinsured benefits and I am sure he will get the same thing.
Constance S
I was injured at work and had an attorney handle my workers compensation case, however my attorney did not inform me that I could also file a claim against the third party that was supposed to maintain the walkway. I met with Lawrence after hearing my case was not worth much. We demanded 100k and it was rejected. Lawrence filed suit and in Federal Court we walked out with just under 400k.
Sindy G
We're Here to Help

Frequently Asked Questions

It is coverage on your own auto policy that pays for your injuries when the at-fault driver has no insurance or not enough to cover your losses. In many cases it is the difference between a real recovery and nothing.re speaking with a lawyer.
Often yes. If you carry uninsured motorist coverage, we can pursue a claim under your own policy for your injuries and losses.
Unfortunately yes. Insurers treat UM and UIM claims like any other claim and often make low offers. We deal with them directly and hold them to the coverage you paid for.
Deadlines vary by state and by your policy terms, and some are shorter than the standard injury deadline. Talk to us early so you do not lose your right to recover.
Nothing upfront. We work on a contingency fee, so you pay no attorney’s fee unless we recover for you.
FREE CASE EVALUATION

Let's Talk About Your Case

Tell us what happened and we’ll tell you where you stand. It’s free, confidential, and there’s no obligation. If we take your case, you pay nothing unless we win.

Call us anytime:

(401) 555-0123

Request Your Free Review

We’ll respond within one business day.

🔒 Your information stays confidential.