After a serious car accident, many Rhode Islanders face a tough question: Should I settle my case or take it to trial? Both options have advantages and risks. Understanding the differences can help you make the best decision for your future.
In this blog, we’ll explain how settlements and trials work in Rhode Island car accident cases and how an experienced car accident attorney in Rhode Island can guide you toward the best outcome.
What Does It Mean to Settle a Case?
A settlement is an agreement between the injured party and the at-fault driver’s insurance company. Instead of going to trial, both sides agree on an amount of money to resolve the claim.
Advantages of Settlement
- Faster resolution : Many cases resolve in months rather than years.
- Lower costs : Trials involve significant legal expenses.
- Certainty : You know the outcome and avoid the unpredictability of a jury.
- Privacy : Settlements are typically private, while trials become public record.
Drawbacks of Settlement
- Lower compensation : Insurers often push for the smallest payout possible.
- No appeal : Once you settle, you cannot revisit your claim.
Settlements are the most common resolution in Rhode Island car accident cases, but they are not always the best option.
What Happens If a Case Goes to Trial?
When negotiations fail, your attorney may file a lawsuit and prepare for trial. In Rhode Island, a car accident trial involves:
- Jury or Judge : A judge or jury hears the evidence and decides fault and damages.
- Evidence Presentation : Both sides present medical records, accident reports, and witness testimony.
- Verdict : The court determines liability and awards compensation if the defendant is found at fault.
Advantages of Trial
- Potentially higher award : Juries sometimes award more than insurers are willing to pay.
- Accountability : Trials can hold negligent drivers publicly responsible.
- Right to appeal : If errors occur, you may challenge the decision.
Drawbacks of Trial
- Time : Trials may take one to two years or longer.
- Uncertainty : Juries can be unpredictable, and there is no guaranteed outcome.
- Stress : Trials require testimony, depositions, and court appearances.
Factors to Consider When Deciding
Whether to settle or go to trial depends on several factors:
- Strength of Evidence : Clear liability often leads to better settlement offers.
- Extent of Injuries : Severe or permanent injuries may justify pursuing trial for higher compensation.
- Insurance Company Behavior : If insurers refuse to negotiate fairly, litigation may be necessary.
- Client Goals : Some clients want quick closure; others prioritize maximum compensation.
A skilled Rhode Island car accident attorney will help you weigh these factors and make an informed decision.
How Long Do Car Accident Cases Take?
- Settlement : Often resolved in 6–12 months, depending on medical treatment and negotiations.
- Trial : Can take 18 months to 2+ years, factoring in discovery and court schedules.
While trial takes longer, it may be worth it if the insurance company undervalues your claim.
Why Hire an Attorney?
Deciding whether to settle or go to trial isn’t easy. An experienced car accident lawyer in Rhode Island can:
- Negotiate aggressively with insurance companies
- Evaluate whether settlement offers are fair
- Prepare your case for trial from the start
- Protect your rights in court if litigation is necessary
At Almagno Law, we prepare every case as though it will go to trial, which strengthens your position during negotiations.
Why Choose Almagno Law?
At Almagno Law, we’ve represented countless accident victims in Cranston, Providence, and throughout Rhode Island. Clients choose us because we:
- Offer decades of courtroom experience
- Deliver proven results in both settlements and trials
- Provide compassionate, client-focused representation
- Prioritize your recovery while fighting for your rights
See our case results and testimonials to learn how we’ve helped Rhode Islanders achieve justice.
Take the Next Step
If you’ve been injured in a crash, don’t let the insurance company decide your future. Contact an experienced car accident attorney in Rhode Island to explore your options.
Visit our FAQs for more information or contact us today to schedule a consultation.
Legal Disclaimer
This blog and the information contained on this website are for informational purposes only and do not constitute legal advice. Reading this blog does not create an attorney-client relationship with Almagno Law or any of its attorneys. If you need legal advice, please contact an attorney licensed to practice in your jurisdiction.
